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Health plans on NJ exchange among costliest in US

TRENTON, N.J. (AP) — A report from the federal government finds that health insurance prices on New Jersey’s exchange will be among the most expensive in the country for those without subsidies.

People can begin registering Oct. 1 for the exchange and would receive benefits starting Jan. 1.

The state exchanges are one of the key elements of President Barack Obama’s health insurance overhaul.

Four insurance companies are offering a total of 29 plans in New Jersey and all the plans will be available statewide.

For a 27-year-old with low-level catastrophic insurance, the monthly premium would be $129. For a family of four with a better plan, it would be $943. Both figures are above the national averages.

But many people who register will receive federal subsidies to reduce the costs.